Delta Financial Group, Inc. is a Registered Investment Adviser (RIA).
We have been listed with the US Securities & Exchange Commission (SEC) since 1991.
Our Philosophy, Strategy & Business Model
We work in a fiduciary capacity. We choose to act in the best interest of each of our individual clients. In contrast to a sales relationship, a fiduciary relationship requires the full disclosure of all conflicts of interest that could interfere with our ability to provide unbiased investment advice. We pride ourselves in our ability to provide personalized service and advice to each client. We go to great lengths to obtain the information necessary to properly understand each client’s objectives, constraints and special needs.
Our investment strategy is long-term. Our portfolios are designed to be "all-weather" portfolios which can withstand market storms while providing consistent performance. Our goal is to achieve superior returns with low or moderate risk. We strive to beat the markets during periods of poor or average market performance. Since our portfolios are managed with an eye toward controlling risk, during abnormally strong periods our performance may lag.
We are a fee-only Registered Investment Advisor. The only compensation we receive is directly from our clients as investment management fees. Our services include independent investment advice, asset management and comprehensive financial planning. We do not earn commissions for buying or selling investments. This method of compensation keeps our interests aligned with those of our clients. We remain focused upon investment performance, risk management, tax efficiency, and expense control rather than the generation of trading volume.
Sean F. Donovan, CFP® and Joseph J. Macellara, CFP® are the firm’s managing partners.

Delta eMoney
It's your online platform and the hub for our digital relationship with you. Contact our team to register your site and learn about the many useful features:
- Financial Dashboard: view your entire financial picture in many detailed ways. Link any account that you have online access to using an active connection, otherwise we can manually create it. FYI the site is designed for viewing only, so it is non-transactional.
- Digital Vault: secured with 256-bit Secure Socket Layer, this is a place to store your important documents and files. There is a private section of the Vault as well as a shared section. Instead of sending unsecured email attachments, add a file to the shared section of your vault and we will be notified.
- Analytics: we are able to provide dynamic analysis of your financial plans and share them with you as a presentation or published reports.

Our Newsletter
Read the latest issues of our newsletter publication comprised of several informative and thoughtful articles.

Cybersecurity
Consider these suggestions for maintaining a safe, secure online experience.

Form ADV
Here you can download our most recent Form ADV, Privacy Notice and Form CRS.
Social Security Online Access

Use mySocialSecurity to view your statement, change your address & manage your benefits online.
Free Annual Credit Reports

Every American has the right to a free copy of their credit report from each of the nationwide agencies. This is the official site to order your free credit report from the nationwide agencies once every 12 months.

Equifax
Log in to your account to add, temporarily lift or permanently remove your Equifax freeze.

Experian
Visit the Security Freeze Center to add, temporarily lift or permanently remove your Experian freeze.

TransUnion
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