Broker Check

Professional Asset Management

We provide fee-only asset management services for our clients.  
DELTA uses strict discipline making possible proper asset allocation and mutual fund selection. We use no load mutual funds and loaded funds that are purchased without any brokerage commissions.

For each of our clients...

• We will establish an investment policy for you based on your financial goals, investment horizon, and risk temperament.  Then we will select an appropriate asset allocation model.

• Your portfolio will be managed following a proven discipline.  We will identify, select, and monitor all investment vehicles in your portfolio.  The structure of the portfolio will be tailored to your specific income and tax concerns.

•  All accounts are traded on a no commission basis.  You are required to pay normal and reasonable ticket charges on processing fees.  The advantage for this service cannot be overemphasized.  For example, if you invested $25,000 in a mutual fund that has a 4% sales charge the commission would be $1,000.  Through DELTA using the Fidelity Institutional FundsNetwork program, there would be no fees or commissions. Although commission savings can increase investment performance significantly, we pride ourselves on our asset management abilities. 

• Fidelity Brokerage Services provides monthly statements for all accounts. 

• DELTA provides comprehensive reports at least quarterly. These reports include the following:

  • Portfolio Appraisal at Market Value
  • Transaction Summary
  • Maturity & Expiration Alert
  • Unrealized Gains & Losses
  • Realized Gains & Losses